Everybody have a budget in their lives but the most common problem most of them have is how to live under their budget?so here are some tips that I follow to stay in my budget.
1.Make your own financial plan of the month.
Before you go for your planning, list out what you wanted to buy or any activity that need money based on the priority.Then remove the items o your list which is not that much important and you can wait doing it for sometime.Include all the essential expenses in detail as much as you can.like the amount you going to pay for your food,for your travel,for living expenses,for your billings etc.Keep in mind to keep some money for entertaining too.
2.Always go shopping with a list.
It may be written or not shop according to your list.It 'll save lot of money without wasting any for unnecessary items. 3.Think twice when you going to buy something. Think!think!Think about the importance of the item your going to buy at the moment.Think is it really something that I want your money to spend on or is it a waste? Always make sure to buy what you really want
4.Avoid what caught your eye.
There may be lot of fancy things in the stores or in the grocery,but don't let your mind to waste your money on everything what caught your eye.If it really make you crazy inside you to have it just wait for another week.That week some times made you realize it's not something that much fond to be.If you still mad to have it then go for it!
5.Use the things you have with a good care.
This 'll help you to use the items you have for a longer time.It may be an electric item or a clothe or a shoe or a house holding thing or a furniture or a nail polish.provide a care for each and every item you use.As examples make sure you close your nail polish after you use it and don't keep the lid open for a long time when you are using it.Always unplug the cable of the electrical appliances.Keep your place clean and in order it'll reduce the chances of missing things which make buy the same thing for 2-3 times a month.
6.Recycle!Reuse!
Don't try to throw up everything you are done with.Try to reuse them in another purpose.search goggle you'll find many projects that save your money and give you something completely new with less effort.
7.Don't waste.
This is the most important tip.Try to avoid spending money on bad habits.It'll waste your time money and health.At the same time stop the wastage of food and groceries and electricity.
8.Pay bills on time.
Make sure that you pay your bills on time.If not payment 'll increase and you'll have to pay the whole amount of 2 3 moths in the same month,So keep your bill recordings properly it 'll help you to remind you to pay them on time.
9.Set goals.
work with financial goals.This 'll help you to survive on your budget and to buy what you want at the sometime.set a period of time and the thing that you want to spend your money on.It a may be some months or some years try to save some money from the execs you earn for those goals
10.Cut off.
Cut off some regularly buying items like clothes, shoes, accessories
,or any thing which you regularly used to buy but still you can live without spending money frequently on it.
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